Refinance Your Mortgage

Ready to save money and build wealth faster?

When interests rates are low, it’s your chance to lock in a lower rate and lower your payments. Oftentimes, first time home buyers will have a lower credit score when they initially purchase. With a higher credit score accrued over time, and a lower refinance rates with lower interest, you can save a lot of money in a 15 or 30 year mortgage term.

That means that even when interests rates increase - as they have since the beginning of 2022 - it may still be a good time to refinance, if your improved financial qualifications lead to lower rates for your particular mortgage loan. Get in touch with us to find out if you qualify for more savings!

Why Refinancing Can Help You Save Money

A Cash Out Refinance Helps You Tap Into Your Equity

As real estate prices continue to rise across Georgia, you can unlock the equity you've built with home ownership with a cash out refinance.

Frequently Asked Questions

What is a VA loan?

A VA loan is a mortgage backed by the U.S. Department of Veterans Affairs for eligible veterans and active-duty service members.

What are conventional loans?

Conventional loans are traditional mortgages not insured by the federal government, typically requiring a higher credit score and increased down payment.

What is DSCR?

DSCR stands for Debt Service Coverage Ratio, a measure of cash flow available to pay current debt obligations, often used in investment property loans.